Free Personal Finance Calculators

Plain-English calculators for mortgages, loans, retirement, and budgeting — no signup, no data collection, every calculation runs right in your browser.

Estimates only, not financial advice.

Mortgage Calculator

Monthly payment, PMI, taxes, and a full amortization schedule.

Auto Loan Calculator

Monthly payment, sales tax, trade-in, and a full payoff schedule.

Compound Interest Calculator

See how contributions and interest compound over time.

Retirement / 401(k) Calculator

Project your retirement balance from contributions and growth.

Debt Payoff Calculator

Compare snowball vs. avalanche payoff strategies.

Credit Card Payoff Calculator

How long to pay off a balance, and what it costs in interest.

Rent vs. Buy Calculator

Compare the true cost of renting versus buying a home.

Home Equity / HELOC Calculator

Estimate how much you can borrow against your home's equity.

Savings Goal Calculator

How much to save each month to hit a target amount.

Investment ROI Calculator

Calculate return on investment over time.

Inflation Calculator

See how inflation erodes purchasing power over the years.

Budget Calculator

Split your income using the 50/30/20 rule.