Free Inflation Calculator
See what today's money will cost in the future, and how much purchasing power it loses, updated as you type.
Estimates only, not financial advice. Actual inflation varies and is never guaranteed.
Frequently Asked Questions
How is future cost calculated?
Your amount is compounded forward at the entered annual inflation rate: Future cost = Amount × (1 + rate)ⁿ, where n is the number of years.
Is the inflation rate I enter guaranteed?
No — inflation varies year to year and is never guaranteed. A commonly used long-run average for the U.S. is around 3%, but actual future inflation could be higher or lower.
Why does this matter for my savings?
Cash that isn't earning at least the inflation rate loses purchasing power over time — it can buy less in the future than it can today, even though the dollar amount stays the same.
Is this financial advice?
No — this is an estimate for planning purposes only, not financial advice.