Free Net Worth Calculator
Add up your assets and liabilities to find your net worth, updated as you type.
Estimates only, not financial advice.
Assets
Liabilities
Frequently Asked Questions
How is net worth calculated?
Net worth is the total value of everything you own (assets) minus everything you owe (liabilities). A positive number means your assets outweigh your debts.
Why track net worth?
It's a single number that summarizes your overall financial position, and tracking it over time shows whether you're making progress regardless of month-to-month income or spending swings.
Does this include my home equity?
Yes — enter your home's current value as an asset and your remaining mortgage balance as a liability, and the difference (your equity) is captured automatically in the total.
How often should I recalculate this?
Many people find quarterly or annually often enough to see meaningful trends without getting distracted by short-term market swings in investment or home values.
Is this financial advice?
No — this is a simple planning tool, not financial advice.